Contributed by Eileen Stoner, The Stoner Group

We all have dreams; dreams for ourselves and dreams for those we love.  Shouldn’t our finances be part of how we achieve those dreams? One of the ways to be intentional within your financial life is to think about how your financial decisions, this week, this month, this year and beyond can help or harm your chances to see those dreams become reality.

Last month in this post we talked about  one of the most common investor mistakes; reacting emotionally to market volatility.[1] Being mindful of how we are feeling and our emotional state can be  the first step as we get ready to make investment decisions. Our dreams can potentially be realized if we remain disciplined and not emotionally driven in the decisions we make about our investments.

More women today live independently than ever before.  Sixty-three percent of unmarried individuals, 18 and older in 2014 who had never been married were women.[2] This can present both a challenge and an opportunity for women as we seek to achieve our financial goals.  Today more of us are financially in charge.[3]  Let’s be sure we are also financially informed.  Achieving your family financial dreams can begin with a conversation. Why not today?

[1] UBS Investment Insights.  “How can you avoid costly investor mistakes”? UBS Editorial Team.  December 2018

[2] U.S. Census, 2014

[3] “Own Your Worth”, UBS Wealth Management USA whitepaper report April 13, 2018-full report available upon request

[4] 2009 U.S. Census Bureau, Number, Timing and duration of Marriages and Divorces: 2009

[5] Susan L. Brown and I-Fen Lin.  The Gray Divorce Revolution. The Journals of Gerontology Series B November 2012

Source: UBS “Own your worth” 2018 Full report available upon request.  Courtesy of Eileen Stoner, Sr. Vice President Wealth Management UBS Financial Services Inc.

Eileen Stoner is a Financial Advisor with UBS Financial Services Inc. a subsidiary of UBS AG. Member FINRA/SIPC in 16810 Kenton Drive, Huntersville, NC 28078 and is a Chartered Retirement Planning Counselor and Certified Divorce Financial Analyst. The information contained in this article is not a solicitation to purchase or sell investments. Any information presented is general in nature and not intended to provide individually tailored investment advice.  Investing involves risks and there is always the potential of losing money when you invest. The views expressed herein are those of the author and may not necessarily reflect the views of UBS Financial Services Inc.  As a firm providing wealth management services to clients, we offer both investment advisory and brokerage services. These services are separate and distinct, differ in material ways and are governed by different laws and separate contracts. For more information on the distinctions between our brokerage and investment advisory services, please speak with your Financial Advisor or visit our website at ubs.com/workingwithus. For designation disclosures visit https://www.ubs.com/us/en/designation-disclosures.html